Why Choose SIM Only?
What’s the difference between a SIM-only subscription and a phone with a subscription? Why would you choose a SIM-only plan? And how do you select the right one? You’ll find all the answers on this page.
SIM-Only Subscription vs. Phone with a Subscription
Deciding between a SIM-only subscription and a phone with a subscription can be challenging. A phone subscription may seem attractive as it allows you to get a new phone without paying the full amount upfront. However, the monthly costs are much higher since you are paying off the phone. The total cost depends on your subscription, contract duration, and device price. The latest smartphones, such as iPhones, result in higher monthly costs. You can also choose to make a one-time payment to lower these costs.
If you’re satisfied with your current phone and want to save on monthly expenses, a SIM-only subscription is a better option. With a SIM-only plan, you don’t have to pay off a device, leading to lower monthly fees. Additionally, providers often offer discounts on long-term subscriptions.
If you choose a phone with a subscription and pay in installments, it is considered a loan, leading to a BKR registration. This may impact your ability to apply for other loans, such as a mortgage.
Advantages and Disadvantages of SIM Only
A SIM-only subscription is usually cheaper than a plan that includes a phone. Below, we list the key advantages and disadvantages.
Advantages of SIM Only
- Lower monthly costs as you don’t have to pay for a device.
- More flexibility—you can adjust or cancel your subscription monthly.
- No BKR registration, making it easier to apply for other loans.
- Sustainability—keeping your phone longer or buying a refurbished device reduces electronic waste.
- Freedom to choose any phone instead of being limited to a provider’s selection.
Disadvantages of SIM Only
- Upfront cost—if you buy a phone separately, you must pay the full price at once.
- Fastest internet (e.g., 5G) is often not included in standard plans and requires an additional fee.
- Subscriptions with unlimited data prevent extra charges, but it’s advisable to set a data ceiling.
How to Choose the Right SIM-Only Subscription
Before choosing a SIM-only subscription, consider the following:
- Will you keep your current phone or buy a new one? If buying new, do you prefer a sustainable option?
- What contract duration suits you? Choose from monthly, one-year, or two-year plans.
- How many calling minutes and texts do you need per month?
- How much mobile data do you require?
- Do you need 5G, or is 4G speed sufficient?
With many SIM-only options available, the selection process can be overwhelming. To simplify your decision, we offer a comparison tool that customizes your ideal subscription and finds the most affordable option.
iOS vs. Android
If you’re buying a new phone, you’ll need to decide between iOS (Apple) and Android (used by brands like Samsung, Sony, and Huawei). Below are the pros and cons of each system.
iOS
iOS is Apple’s exclusive operating system for iPhones.
Advantages of iOS
- Versatility: Includes features like Face ID, a document scanner, and silencing unknown callers. The App Store offers millions of apps.
- Security: All apps are reviewed before being available in the App Store.
- User-friendly: Easy to use, even for non-tech-savvy users.
- Speed: iOS operates quickly and efficiently.
Disadvantages of iOS
- Limited device choice: Only available on iPhones.
- Strict control: Apple’s rules for app developers can be restrictive, and iPhones are generally expensive.
Android
Android is used by various brands, allowing for more diversity in device options.
Advantages of Android
- More device options: Many manufacturers use Android, offering a wide variety of models.
- Greater app selection: The Google Play Store has fewer restrictions on app availability.
- More affordable: Android phones are generally cheaper than iPhones.
Disadvantages of Android
- Security risks: Some apps in the Google Play Store may contain malware due to less strict regulations.
- Performance: Android can be slower than iOS.
- Updates: Users rely on phone manufacturers for software updates, which may not always be timely.
